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Wednesday, August 23, 2017

What to Know About Medicare and Vision Coverage


Does Medicare cover routine eye exams?  What about a medical emergency? 

Medicare Part A is hospital insurance and will cover vision care only when the vision condition is considered a medical problem such as an emergency or traumatic injury when you are admitted to the hospital.  Medicare Part A does not cover routine vision exams, therefore 100% of the cost is on you or your supplemental vision coverage policy.

Medicare Part B is medical insurance and covers some vision care, but not routine vision exams or vision correction such as glasses or contacts.  However, Medicare Part B does cover yearly glaucoma screenings for people who are at high risk, such as those people with a family history of glaucoma, African Americans age 50 and older, Hispanic Americans age 65 and older, and people with diabetes.  State-approved vision care specialists are the only providers that may perform yearly glaucoma screenings.
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Tuesday, August 22, 2017

Leaving Your Legacy

August is What Will Be Your Legacy Month.  A legacy is a gift, especially of money or other personal property.  As we go through life we tend to pass down items from generation to generation, leaving heirlooms from past generations and creating new heirlooms with our own possessions.  Many people also leave charitable legacies through donations of personal items, money, or even their bodies.  Often times people want to leave something specific to that loved one or charity and are unsure what vehicle to use to ensure that their wishes are fulfilled.

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