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Wednesday, August 7, 2019

Five Easy Exercise Modifications for Seniors

Five Easy Exercise Modifications for Seniors

Some seniors are under the impression that they don’t need to exercise regularly. They might think that they’re too old, they might think that it’s too dangerous, or they might just not particularly care about getting any activity in during the day.  If any of these mindsets sound familiar to you, it’s important to remember that regular exercise is a recommendation for all adults, include seniors.  

In fact, the government’s 

Read more . . .

Thursday, August 1, 2019

Planning Your Funeral

Thinking about your funeral may not be fun, but planning ahead can be exceedingly helpful for your family. It both lets them know your wishes and assists them during a stressful time. The following are steps you can take to plan ahead:

  • Name who is in charge. The first step is to designate someone to make funeral arrangements for you.  Under Indiana law, you must execute a Funeral Planning Declaration that complies with the requirements of I.
    Read more . . .

Wednesday, July 17, 2019

How to Deal with Student Loan Debt as You Age

The number of older Americans with student loan debt – either theirs or someone else’s -- is growing. Sadly, learning how to deal with this debt is now a fact of life for many seniors heading into retirement.

According to a study by the Read more . . .

Thursday, July 11, 2019

What Is the Difference Between a Living Will and a Do-Not-Resuscitate Order?

It is a very good idea to create advance directives in order to plan for the possibility that you may one day be unable to make your own medical decisions. In doing so, there can be confusion about the difference between a living will and a "do-not-resuscitate" order (DNR). While both these documents are advance medical directives, they serve different purposes.

A living will is a document that you can use to give instructions regarding treatment if you become terminally ill or are in a persistent vegetative state and unable to communicate your instructions. The living will states under what conditions life-sustaining treatment should be terminated.
Read more . . .

Wednesday, July 3, 2019

Seven Summer Safety Tips for Seniors and Caregivers

Summer time is upon us; and, as the summer days get warmer and longer, so does our time spent outdoors.  This time of year families, including many seniors, begin to take a break from busy schedules to plan vacations, take outings to the park, complete landscape projects around the house or just spend time enjoying each other’s company relaxing in the sun on a beautiful warm day.  As the temperature and heat index rises, it is always good to remember several summer safety tips, especially for our seniors.

  1. Remember to stay hydrated.  According to the Mayo Clinic, older adults naturally have a lower volume of water in their bodies which makes it easier for them to become dehydrated.
    Read more . . .

Wednesday, June 26, 2019

11 Things Seniors Should Look for in a Healthcare Provider

You're more than just a patient in a higher age bracket.

As you reach your mid-60s and beyond, you need a primary health provider who's attuned to changes in your body, mind and life. If it's time to find a specialist focused on older patients, whether for yourself or a family member, here's what to check for in your next clinician.
Read more . . .

Wednesday, June 19, 2019

Medicare Launches a New App to Assist You in Your Coverage Questions

Have you ever been at the doctor's office and want to know if a procedure is covered by Medicare? There is an app for that. Medicare has launched a free app that gives beneficiaries a quick way to see whether the program covers a specific medical item or service. 

The "What's Covered" app allows you to search or browse to learn what's covered and not covered under Medicare Parts A and B, how and when to get covered benefits, basic cost information and other eligibility details. You can also see a list of covered preventive services.  The app does not give results for extra benefits that Read more . . .

Wednesday, June 5, 2019

Tips on Creating an Estate Plan that Benefits a Child with Special Needs

Parents want their children to be taken care of after they die. But children with disabilities have increased financial and care needs, so ensuring their long-term welfare can be tricky. Proper planning by parents is necessary to benefit the child with a disability, including an adult child, as well as assist any siblings who may be left with the caretaking responsibility.

Special Needs Trusts
The best and most comprehensive option to protect a loved one is to set up a special needs trust (also called a supplemental needs trust). These trusts allow beneficiaries to receive inheritances, gifts, lawsuit settlements, or other funds and yet not lose their eligibility for certain government programs, such as Medicaid and Supplemental Security Income (SSI).
Read more . . .

Friday, May 31, 2019

Why Would I Want an Irrevocable Trust?

A few weeks ago, I wrote a blog about irrevocable trusts.  Typically, once you put an asset into an irrevocable trust, you no longer have control over that asset – you lose your ability to use that asset as you wish.

 Why, you may ask, would I ever want to give up control of my own assets?  I’ve worked my entire life to pay off the mortgage on my house and to build up my investments.
Read more . . .

Wednesday, May 15, 2019

Emotional Support Animals (ESA) - What they are, who may use one, and how to get an ESA.

May is Mental Health Awareness month.  This week’s blog touches on one resource for not only elderly and disabled companionship and mental health, but a resource for any one struggling with mental health issues; Emotional Support Animals (ESA).

What is an Emotional Support Animal (ESA)?  You know about the peacock. The squirrel. The duck, in fancy clothes with the ridiculous name.
Read more . . .

Friday, May 10, 2019

What is an irrevocable trust?

As an estate planning attorney, I sometimes find that words I use in everyday conversation sound like legalese to the rest of the world.  It’s important that I remember to translate those words that roll so easily out of my mouth into language that makes sense to a non-lawyer!

One such term that might require some explanation is “irrevocable trust.”  We use both revocable and irrevocable trusts regularly in our practice to meet our clients’ goals.  To explain it at its most basic level, once an irrevocable trust has been established, it cannot be changed. 

Here are some examples of what it means to say that you can’t change an irrevocable trust:

  1. The terms of the trust cannot be changed.
    Read more . . .

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