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Wednesday, October 9, 2019

Estate Planning for Blended Families


Ideally, when a second marriage joins two families together, it should be a joyous occasion that creates one bigger family unit. Unfortunately, it too often also creates inheritance fights between stepparents and children. A good estate plan is necessary to help avoid these types of family squabbles.

Complications can arise when two people who both have children from previous relationships marry. Married people typically leave everything to their spouse, so children from the previous relationship may now see their inheritance go to their stepparent, who may in turn leave it to his or her own children.
Read more . . .


Wednesday, October 2, 2019

Caregiver, Take Care of Yourself


Caregiving is hard.  Whether you are helping your spouse through a long-term illness or a child coming to terms with the fact that your mom and dad are aging, you are probably dealing with the mental, emotional, and physical side effects of caring for another person.

Often when we meet with caregivers, we are focused on finances and care arrangements and all the practical tasks involved in qualifying for Medicaid or making a move to a nursing home.  While our end goal is to provide peace of mind for families dealing with difficult transitions, the process is often full of to-do lists and deadlines.  We remind our caregiving clients, though, that it’s important to take care of yourself.
Read more . . .


Wednesday, September 25, 2019

Avoid Disagreements Between Your Power of Attorney Holder and Health Care Representative


A durable power of attorney and a health care representative are two very important estate planning documents. Both allow other people to make decisions for you in the event you are incapacitated. Because the individuals chosen will have to coordinate your care, it is important to pick two people who will get along.

A power of attorney allows a person you appoint -- your agent or "attorney-in-fact" -- to act in your place for financial purposes when and if you ever become incapacitated. A health care representative is a document that gives an agent the authority to make health care decisions for you if you are unable to communicate such decisions.
Read more . . .


Wednesday, September 18, 2019

How to Prevent Senior Fraud


Today’s blog is a re-post of a U.S. News article dated May 30, 2019 by Anthony Cirillo, a Contributor for U.
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Thursday, September 5, 2019

Will My Advance Directive Work in Another State?


Making sure your end-of-life wishes are followed no matter where you happen to be is important. If you move to a different state or split your time between one or more states, you should make sure your advance directive is valid in all the states you frequent.

An advance directive gives instructions on the kind of medical care you would like to receive should you become unable to express your wishes yourself, and it often designates someone to make medical decisions for you. Each state has its own laws setting forth requirements for valid advance directives and health care proxies. For example, some states require two witnesses, other states require one witness, and some states do not require a witness at all.
Read more . . .


Wednesday, August 28, 2019

How Sleep Patterns Affect Your Overall Health


Getting a good night’s sleep is important for your overall health and your mood at any age. However, it can be particularly important in older adults.  Sleep problems in older adults are not uncommon. While the amount of sleep recommended for an older adult is the same – seven to nine hours each night – sleep can often be less deep and choppier than for those who are younger. Common problems include:

  • having trouble falling asleep
  • waking up frequently in the night or early morning
  • getting less quality sleep.
    Read more . . .


Wednesday, August 7, 2019

Five Easy Exercise Modifications for Seniors


Five Easy Exercise Modifications for Seniors

Some seniors are under the impression that they don’t need to exercise regularly. They might think that they’re too old, they might think that it’s too dangerous, or they might just not particularly care about getting any activity in during the day.  If any of these mindsets sound familiar to you, it’s important to remember that regular exercise is a recommendation for all adults, include seniors.  

In fact, the government’s 


Read more . . .


Thursday, August 1, 2019

Planning Your Funeral


Thinking about your funeral may not be fun, but planning ahead can be exceedingly helpful for your family. It both lets them know your wishes and assists them during a stressful time. The following are steps you can take to plan ahead:

  • Name who is in charge. The first step is to designate someone to make funeral arrangements for you.  Under Indiana law, you must execute a Funeral Planning Declaration that complies with the requirements of I.
    Read more . . .


Wednesday, July 17, 2019

How to Deal with Student Loan Debt as You Age


The number of older Americans with student loan debt – either theirs or someone else’s -- is growing. Sadly, learning how to deal with this debt is now a fact of life for many seniors heading into retirement.

According to a study by the Read more . . .


Thursday, July 11, 2019

What Is the Difference Between a Living Will and a Do-Not-Resuscitate Order?


It is a very good idea to create advance directives in order to plan for the possibility that you may one day be unable to make your own medical decisions. In doing so, there can be confusion about the difference between a living will and a "do-not-resuscitate" order (DNR). While both these documents are advance medical directives, they serve different purposes.

A living will is a document that you can use to give instructions regarding treatment if you become terminally ill or are in a persistent vegetative state and unable to communicate your instructions. The living will states under what conditions life-sustaining treatment should be terminated.
Read more . . .


Wednesday, July 3, 2019

Seven Summer Safety Tips for Seniors and Caregivers


Summer time is upon us; and, as the summer days get warmer and longer, so does our time spent outdoors.  This time of year families, including many seniors, begin to take a break from busy schedules to plan vacations, take outings to the park, complete landscape projects around the house or just spend time enjoying each other’s company relaxing in the sun on a beautiful warm day.  As the temperature and heat index rises, it is always good to remember several summer safety tips, especially for our seniors.

  1. Remember to stay hydrated.  According to the Mayo Clinic, older adults naturally have a lower volume of water in their bodies which makes it easier for them to become dehydrated.
    Read more . . .


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