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Wednesday, November 11, 2020

In Honor of Our Veterans, We Celebrate Veterans Day!


Veterans Day is a time for us to pay our respects to those who have served. For one day, we stand united in respect for you, our veterans.

This holiday started as a day to reflect upon the heroism of those who died in our country's service and was originally called 


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Wednesday, November 4, 2020

STOCK THE PANTRY 2020 FOR HVAF OF INDIANA, INC.


Severns & Howard is proud to support Helping Veterans and Families of Indiana, Inc. (HVAF) again this year by sponsoring our 2nd annual donation drive to Stock the Pantry.

HVAF supports our local veterans and their families by providing a community pantry, job search assistance, help to find housing, and many more amazing services. They are working to end homelessness among veterans. Through a unique partnership with U.


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Wednesday, October 28, 2020

A Modest Social Security Increase for 2021


The Social Security Administration has announced a 1.3 percent increase in benefits in 2021, an increase even smaller than last year’s. 

Cost-of-living increases are tied to the consumer price index, and a modest upturn in inflation rates and gas prices means Social Security recipients will get only a slight boost in 2021. The 1.3 percent increase is similar to last year’s Read more . . .


Wednesday, October 21, 2020

Keeping Up Physically with Your Young-At-Heart To-Do List – A Three-Part Series: Chair Yoga


To finish our three part series "Keeping Up Physically with Your Young-At-Heart To-Do List" today's blog introduces chair yoga.  If you have never experienced the benefits of chair yoga for seniors, you’re in for a treat! 

Why is Chair Yoga for Seniors So Powerful?

By the time you reach your 60th birthday, you have probably taken 2-million steps. You may also dealt with your share of injuries or illnesses. Maybe you have had a hip replacement or a broken ankle. We know instinctually that keeping fit and flexible is essential.
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Wednesday, September 16, 2020

Medicare Open Enrollment Starts October 15: Is It Time to Change Plans?


Medicare's Open Enrollment Period, during which you can freely enroll in or switch plans, runs from October 15 to December 7. Now is the time to start shopping around to see whether your current choices are still the best ones for you.  

During this period you may enroll in a Medicare Part D (prescription drug) plan or, if you currently have a plan, you may change plans.
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Wednesday, September 9, 2020

Keeping Up Physically with Your Young-At-Heart To-Do List – A Three-Part Series: Balance Exercises


Article Provided by Senior Directory at https://seniordirectory.com/articles/info/3-daily-balance-exercises-for-senior-citizens

Balance is essential for seniors. Without it, a fall or a strain could lead to a painful disability, or worse! That is why David Jacobs and his team at Level 3 Fitness in Denver, Colorado focus on healing, mobility and strength.
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Friday, September 4, 2020

Medicaid's Power to Recoup Benefits Paid: Estate Recovery


We have had a lot of Medicaid clients who ask questions regarding why and how Medicaid recovers what they have paid out on behalf of the Medicaid recipient.  Today’s blog provided by Elder Law Answers provides some answers to some of the most frequently asked questions.

Federal law requires the State to attempt to recover certain benefits paid out on behalf of certain Medicaid recipients.

In Indiana, for Medicaid recipients age 55 or older, the State must seek recovery of payments from the individual's estate for nursing facility services, home and community-based services, and related hospital and prescription drug services. States also have the option of recovering all Medicaid benefits from individuals over age 55, including costs for any medical care, not just long-term care benefits.
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Monday, August 31, 2020

Keeping Up Physically with Your Young-At-Heart To-Do List – A Three-Part Series: Back Stretches


This Article is provided by Senior Directory at https://seniordirectory.com/articles/info/three-back-pain-relief-exercises-for-seniors

 

Dr. Michael Kaspin is a physical therapist at the Colorado Health Clinic.
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Thursday, August 20, 2020

Not Too Late to Redeposit Your 2020 RMDs


The CARES Act allows for the waiver of mandated 2020 Required Minimum Distributions (RMDs) from most retirement accounts, including IRAs, 401(k)s and 403(b) plans.  Additionally, the waiver applies to individuals who own inherited retirement accounts subject to RMDs.

Many individuals jumped at the opportunity to waive their RMDs for 2020 thus avoiding additional taxable income for the year and allowing the funds to continue to grow in the retirement account.   However, what about those individuals who already took the RMDs at the beginning of the year before the passage of the CARES Act or before they knew they could waive the RMDs for 2020?  On June 23, 2020, The IRS announced that anyone who already took a required minimum distribution in 2020 from certain retirement accounts has the ability to roll those funds back into a retirement account by August 31, 2020.   In addition the IRS’ notice also provides that the repayment of the 2020 RMDs is not subject to the one rollover per 12-month period limitation and the restriction on rollovers for inherited IRAs.
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Thursday, August 13, 2020

Which Nursing Home Rating System Should You Trust?

Choosing a nursing home for a loved one is a difficult decision and it can only be made more confusing by the various rating systems. A recent study found that using both Medicare’s Nursing Home Compare site and user reviews can help with the decision making. 

The official Medicare website includes a nursing home rating system. Nursing Home Compare offers up to five-star ratings of nursing homes based on health inspections, staffing, and quality measures. However, Medicare’s rating system is far from perfect. The staff level and quality statistics ratings are based largely on self-reported data that the government does not verify. The ratings also do not take into account state fines and enforcement data or consumer complaints to state agencies.  Nursing homes have learned how to game the system to improve their ratings. 


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Wednesday, August 5, 2020

8 Tips for Having 'The Talk' with Elderly Parents


Unless you’re certain your parents have an up-to-date will and a wider plan for what should happen in the event of their passing, you shouldn’t assume everything will be taken care of.

According to Read more . . .


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