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Thursday, May 13, 2021

Best National Mental Health Resources


May is National Mental Health Awareness month.  This month we will post blogs regarding seniors and mental health awareness, advocacy, and resources.  Today's article is from Senior Directory and written by:  Aaron Ainbinder - the author of “Just Before the Stroke of Seven” which is available on Amazon.
Read more . . .


Wednesday, April 28, 2021

Life Insurance Settlements – Is it the right option for me?


Contingency planning is a way to reduce anxiety while planning for the unknown. Planning in advance for your aging – physically, financially and emotionally – is key to quality aging.  Ever since Benjamin Franklin helped start the first life insurance company in the U.S. in 1759, life insurance has been a key part of our lives and financial planning.
Read more . . .


Wednesday, April 14, 2021

Scams and Seniors – What are the Most Common Scams And How Can You Avoid Them


The FBI, the Federal Trade Commission, the United States Justice Department, and many local law enforcement groups have all made statements about seniors being targeted for scams.  The FBI estimates that seniors lose more than $3 billion each year to fraudsters.

Many fraud schemes against the elderly are performed over the telephone, internet, e-mail, text messages, or through advertisements, but occasionally still include door-to-door approach.
Read more . . .


Wednesday, March 31, 2021

Tax Information For Senior Citizens from the IRS Website


The IRS requires you to file a tax return when your gross income exceeds the sum of the standard deduction for your filing status plus one exemption amount. These filing rules still apply to senior citizens who are living on Social Security benefits. If you are a senior, however, you don't count your Social Security income as gross income. If Social Security is your sole source of income, then you don't need to file a tax return.

When seniors must file

For tax year 2020, you will need to file a return if:

  • you are unmarried,
  • at least 65 years of age, and
  • your gross income is $14,050 or more.
    Read more . . .


Wednesday, March 24, 2021

How the $1.9 Trillion COVID-19 Relief Bill Aids Seniors


President Biden has signed the latest COVID-19 relief bill, which in addition to authorizing stimulus checks, funding vaccine distribution, and extending unemployment benefits, also provides assistance to seniors in a number of ways. 

The $1.9 trillion American Rescue Plan Act (ARPA) delivers a broad swath of relief, covering families, employers, health care, education, and housing. The following are the provisions that most directly affect older Americans:

  • Relief checks. The ARPA provides $1,400 direct payments to individuals earning up to $75,000 in annual income and couples with incomes up to $150,000.
    Read more . . .


Wednesday, March 17, 2021

Zoom Seminar Series "Learn from the Best Senior Service Providers"


The next seminar in the Zoom Seminar Series "Learn from the Best Senior Service Providers" is right around the corner! Join the presenters Lona Newton, Johna Cripe, Todd Howard and Colleen Page for "Advice to Help you Prepare for Your Next Move." So, please join us on March 18th at 6:30 p.m. from the comfort of your home for this very informative webinar via Zoom. To register for the webinar click the link below.
Read more . . .


Wednesday, March 3, 2021

SIX THINGS TO CONSIDER BEFORE MAKING GIFTS TO GRANDCHILDREN


Grandparents often are particularly generous to grandchildren as they see their family’s legacy continuing on to a new generation. In many cases, grandparents feel they have ample resources and their children or grandchildren may be struggling financially. Assistance with summer camp fees, college tuition, wedding costs or the down payment on a first home, can relieve pressure on the next generation and permit grandchildren to take advantage of opportunities that otherwise would be out of reach. Some grandparents also don't feel it's right that children and grandchildren should need to wait for an inheritance, when they have more than they need.

Helping out family members is to be encouraged, but can raise a number of legal issues involving taxes and eligibility for public benefits, as well as questions of fairness among family members.
Read more . . .


Wednesday, February 24, 2021

Indiana State Department of Health, Covid-19, and Long Term Care Facilities - What You Need to Know


The Indiana State Department of Health website has provided wonderful insight into the guidance and safety measures put in place at Indiana long term care facilities. We have shared their information in today's blog. 

The virus that causes novel coronavirus (COVID-19) can cause outbreaks in nursing homes. Many of our residents are older adults and may have medical conditions putting them at a very high risk of becoming sick, or even severely ill, with COVID-19. Visitors and healthcare personnel (HCP) are the most likely sources of introduction of the virus that causes COVID-19 into a facility.
Read more . . .


Wednesday, February 17, 2021

How to Winterize Yourself - Keeping you and your loved ones safe during the winter months.


Cold weather brings special risks for older adults.  We all are aware of risks and dangers of slips and falls on snow and ice.  Taking precautions against this danger can be as simple as ensuring you are wearing proper footwear; clearing sidewalks, driveways and steps of snow and ice; salting or sanding sidewalks, drives, and steps; and, replacing cane and or walker tips with new rubber stoppers or specialized tips for ice. 

 

Hypothermia is another concern for the elderly during the cold winter months.  This can happen if you are outside, but can happen inside as well.
Read more . . .


Wednesday, February 10, 2021

Using Estate Planning to Prepare for Medicaid


Long-term care involves not only a loss of personal autonomy; it also comes at a tremendous financial price. Proper planning can help your family prepare for the financial toll and protect assets for future generations. 

Long-term care can be very expensive, especially around-the-clock nursing home care. Most people end up paying for nursing home care out of their savings until they run out, at which point they can qualify for Medicaid to pick up the cost. 

Medicaid rules require that recipients have no more than $2,000 in Read more . . .


Wednesday, February 3, 2021

Super Bowl LV - Food and Fun for Game Day


This Sunday February 7, 2021 is Super Bowl LV.  This year it is the Tampa Bay Buccaneers v. the Kansas City Chiefs and the Buccaneers will have a home field advantage as they host this year’s game at the Raymond James Stadium in Tampa, Florida.

Due to the pandemic there will be limited in-person attendance, but that doesn’t mean that all of us watching at home can’t enjoy some tailgating food and fun!  Today’s blog is all about how to kick off an awesome Super Bowl celebration no matter where you are, including at a senior resident community.  Just remember to do so safely and within your communities Covid-19 guidelines!

Food

Because older adults tend to require special diets due to chronic health conditions, finding ways to lighten up traditional Super Bowl party foods is important so everyone can enjoy the party.
Read more . . .


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