Call Our Office

Severns & Howard, P.C. Blog

Monday, June 11, 2018

New Brokerage Account Safeguards Aim to Protect Seniors From Financial Scams

New rules have been put in place to protect seniors with brokerage accounts from financial scams that could drain the accounts before anyone notices.

As the population ages, elder financial abuse is a mounting problem. Vulnerable seniors can become victims of scammers who convince them to empty their investment accounts. According to the

Read more . . .

Thursday, May 10, 2018

May is Mental Health Awareness Month

May is Mental Health Awareness month.  One in four older adults experiences some type of mental disorder, including depression, anxiety, or dementia. 

As noted by Dr.
Read more . . .

Thursday, April 26, 2018

How to Appeal a Medicare Prescription Drug Denial

If your Medicare drug plan denies coverage for a drug you need, you don't have to simply accept it. There are several steps you can take to fight the decision.

The insurers offering Medicare drug plans choose the medicines -- both brand-name and generic -- that they will include in a plan's "formulary," the roster of drugs the plan covers and will pay for that changes year-to-year. If a drug you need is not in the plan's formulary or has been dropped from the formulary, the plan can deny coverage. Plans may also charge more for a drug than you think you should have to pay or deny you coverage for a drug in the formulary because it doesn't believe you need the drug.

Read more . . .

Monday, April 23, 2018

Social Security Administration and the Different Types of Benefits Received

Many of our clients rely on benefits they receive from the Social Security Administration to help them meet their daily needs. There are several programs within Social Security that provide these essential benefits, and the program under which you might receive those benefits depends on your circumstances.

Retirement benefits: Retirement benefits are available to people who have worked for at least ten years and have paid Social Security taxes out of their earnings.
Read more . . .

Wednesday, April 11, 2018

New Federal Law Puts Focus on Preventing Elder Abuse

A new federal law is designed to address the growing problem of elder abuse. The law supports efforts to better understand, prevent, and combat both financial and physical elder abuse.

The prevalence of elder abuse is hard to calculate because it is underreported, but according to the National Council on Aging, approximately 1 in 10 Americans age 60 or older have experienced some form of elder abuse.
Read more . . .

Friday, April 6, 2018

Community Health Network Speaking Series on Power of Attorneys

Partner, Anna Howard, in conjunction with Community Health Network will be giving a series of lectures regarding Power of Attorneys and Healthcare Power of Attorney Declarations at the following locations throughout the month of May:

  • May 10th at 3:00 p.m. at the Community South Education Center located at 1402 County Line Rd, Indianapolis, IN 46227.


  • May 17th at 3:00 p.m.

Read more . . .

Friday, April 6, 2018

New Medicare Cards to Be Issued

The federal government is issuing new Medicare cards to all Medicare beneficiaries. To prevent fraud and fight identity theft, the new cards will no longer have beneficiaries' Social Security numbers on them.

The Centers for Medicare and Medicaid Services (CMS) is replacing each beneficiary's Social Security number with a unique identification number, called a Medicare Beneficiary Identifier (MBI). Each MBI will consist of a combination of 11 randomly generated numbers and upper case letters. The characters are "non-intelligent," which means they don't have any hidden or special meaning.
Read more . . .

Monday, February 26, 2018

American Heart Month

            February is American Heart Month.  As we all know the heart is special because the blood provides your body with the oxygen and nutrients it needs.  Our doctors encourage us to maintain a healthy heart through diet and exercise.  How do we maintain a healthy heart?  Here are several tips to help you keep a health heart:

  • Blood Pressure – By monitoring your blood pressure you can ensure that you keep it within a normal range.  High blood pressure is often referred to as the silent killer.
    Read more . . .

Wednesday, August 23, 2017

August Posting of Upcoming Events

Click below to view upcoming events in our area.

Read more . . .

Wednesday, August 23, 2017

What to Know About Medicare and Vision Coverage

August is Nation Eye Exam Month

Does Medicare cover routine eye exams?  What about a medical emergency? 

Medicare Part A is hospital insurance and will cover vision care only when the vision condition is considered a medical problem such as an emergency or traumatic injury when you are admitted to the hospital.  Medicare Part A does not cover routine vision exams, therefore 100% of the cost is on you or your supplemental vision coverage policy.

Read more . . .

Tuesday, August 22, 2017

Leaving Your Legacy

August is What Will Be Your Legacy Month.  A legacy is a gift, especially of money or other personal property.  As we go through life we tend to pass down items from generation to generation, leaving heirlooms from past generations and creating new heirlooms with our own possessions.  Many people also leave charitable legacies through donations of personal items, money, or even their bodies.  Often times people want to leave something specific to that loved one or charity and are unsure what vehicle to use to ensure that their wishes are fulfilled.

Read more . . .

Archived Posts


© 2019 Severns & Howard, P.C. | Disclaimer
10293 North Meridian Street, Suite 150, Indianapolis, IN 46290
| Phone: 317.817.0300

Planning Ahead | In Crisis | Veterans Benefits | Elder Law | Guardianships | Medicaid Planning | Special Needs Planning | Comprehensive Estate Planning | Probate / Estate Administration | Response Team Documents | | About Us | Resources | Newsletter


Law Firm Website Design by
Amicus Creative