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Wednesday, November 4, 2020

STOCK THE PANTRY 2020 FOR HVAF OF INDIANA, INC.


Severns & Howard is proud to support Helping Veterans and Families of Indiana, Inc. (HVAF) again this year by sponsoring our 2nd annual donation drive to Stock the Pantry.

HVAF supports our local veterans and their families by providing a community pantry, job search assistance, help to find housing, and many more amazing services. They are working to end homelessness among veterans. Through a unique partnership with U.


Read more . . .


Wednesday, October 28, 2020

A Modest Social Security Increase for 2021


The Social Security Administration has announced a 1.3 percent increase in benefits in 2021, an increase even smaller than last year’s. 

Cost-of-living increases are tied to the consumer price index, and a modest upturn in inflation rates and gas prices means Social Security recipients will get only a slight boost in 2021. The 1.3 percent increase is similar to last year’s Read more . . .


Tuesday, May 19, 2020

May is Mental Health Month


May is Mental Health Month, and right now it’s more important than ever that you keep tabs on the mental health of yourself and the people you love.  I know that many of our clients, and many of our own loved ones, are struggling with the isolation, disruption, and anxiety caused by the COVID -19 pandemic. 

I know that I have had to be diligent in using my coping skills to help keep my own mental health on track.  I’ve also been keeping an eye on my kids, who are tired of being cooped up and deprived of their social lives, and on my mom, who is diligently practicing social distancing while continuing to mourn the death of my father, who died in January.  It’s been a tough year so far for my family, and I imagine that you can tell me a similar story.
Read more . . .


Wednesday, March 18, 2020

Everyone's favorite blog topic - Covid-19


If you are like me, you have been reading a lot of online articles telling you what to do and what not to do to keep yourself safe during the Covid-19 pandemic.  As an attorney, I can’t give you any advice on that – you’re much better off talking to a doctor or nurse.  I can tell you that we are doing our best to help our clients and our staff stay healthy.

For the most part, we continue to be able to complete our work for our clients.  We have hand sanitizer everywhere, and we are wiping everything down with disinfectant several times a day.
Read more . . .


Wednesday, December 25, 2019

Happy holidays - take things as they come


My family's holiday season is not going as planned.  About two weeks ago, my dad had to go into the hospital, and what we hoped would be a quick stay dragged into a much longer one.  The weeks that my parents would typically spend putting up a Christmas tree, stringing lights on the evergreens in the front yard, and preparing for the holiday onslaught of visiting grandchildren were spent instead waiting for test results, consulting with doctors, and walking the hospital halls. 

Thankfully, the hospital released my dad the day before Christmas Eve, and our family has gathered as planned at my parents' home.  The tree was decorated by a committee of grandchildren who don't quite have my mom's eye for ornament placement.


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Wednesday, October 2, 2019

Caregiver, Take Care of Yourself


Caregiving is hard.  Whether you are helping your spouse through a long-term illness or a child coming to terms with the fact that your mom and dad are aging, you are probably dealing with the mental, emotional, and physical side effects of caring for another person.

Often when we meet with caregivers, we are focused on finances and care arrangements and all the practical tasks involved in qualifying for Medicaid or making a move to a nursing home.  While our end goal is to provide peace of mind for families dealing with difficult transitions, the process is often full of to-do lists and deadlines.  We remind our caregiving clients, though, that it’s important to take care of yourself.
Read more . . .


Thursday, August 1, 2019

Planning Your Funeral


Thinking about your funeral may not be fun, but planning ahead can be exceedingly helpful for your family. It both lets them know your wishes and assists them during a stressful time. The following are steps you can take to plan ahead:

  • Name who is in charge. The first step is to designate someone to make funeral arrangements for you.  Under Indiana law, you must execute a Funeral Planning Declaration that complies with the requirements of I.
    Read more . . .


Thursday, July 11, 2019

What Is the Difference Between a Living Will and a Do-Not-Resuscitate Order?


It is a very good idea to create advance directives in order to plan for the possibility that you may one day be unable to make your own medical decisions. In doing so, there can be confusion about the difference between a living will and a "do-not-resuscitate" order (DNR). While both these documents are advance medical directives, they serve different purposes.

A living will is a document that you can use to give instructions regarding treatment if you become terminally ill or are in a persistent vegetative state and unable to communicate your instructions. The living will states under what conditions life-sustaining treatment should be terminated.
Read more . . .


Friday, May 31, 2019

Why Would I Want an Irrevocable Trust?


A few weeks ago, I wrote a blog about irrevocable trusts.  Typically, once you put an asset into an irrevocable trust, you no longer have control over that asset – you lose your ability to use that asset as you wish.

 Why, you may ask, would I ever want to give up control of my own assets?  I’ve worked my entire life to pay off the mortgage on my house and to build up my investments.
Read more . . .


Friday, May 10, 2019

What is an irrevocable trust?


As an estate planning attorney, I sometimes find that words I use in everyday conversation sound like legalese to the rest of the world.  It’s important that I remember to translate those words that roll so easily out of my mouth into language that makes sense to a non-lawyer!

One such term that might require some explanation is “irrevocable trust.”  We use both revocable and irrevocable trusts regularly in our practice to meet our clients’ goals.  To explain it at its most basic level, once an irrevocable trust has been established, it cannot be changed. 

Here are some examples of what it means to say that you can’t change an irrevocable trust:

  1. The terms of the trust cannot be changed.
    Read more . . .


Tuesday, April 16, 2019

Using a Donor-Advised Fund May Be a Way to Get a Charitable Tax Break Under the New Tax Law


Donor-advised funds are a growing trend in giving that may get more popular due to the new tax law. These funds allow you to donate money, receive a charitable tax deduction, and continue to grow the money until you are ready to distribute it to a charity or charities of your choice. 

A donor-advised fund is established through a charity or nonprofit. The way the fund works is that you donate assets (it can be cash, stocks, or real estate) to the fund. The gift is irrevocable – the nonprofit controls the assets and you cannot get the assets back.
Read more . . .


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| Phone: 317.817.0300

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