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Friday, December 28, 2018

Caregiver Checklist for Assisting Your Loved One to Their Doctor Appointment


Is taking a senior loved one to the doctor one of your hallmark caregiver duties? In addition to medication management and financial assistance, providing transportation to and from the doctor (as well as specialists, lab work, etc) is one of the most common tasks caregivers help with. 

There are many benefits to attending a doctor’s appointment with your loved one including:

  • Getting the most up-to-date information regarding health conditions, preventative screenings, medications, etc.
  • Allowing you to voice questions and concerns in person with medical staff and get answers right away
  • Simplifying the process of having the doctor refill a prescription or write an order for a new one
  • Giving you the chance to schedule future appointments that work with your’s and your loved one’s schedule

    The truth is, however, that doctor’s appointments can be overwhelming undertakings, especially if your loved one is ill (which is why you are seeing the doctor in the first place) or if they have a disability. Transferring in and out of the car can take extra time and effort as can remembering to pack everything for you both need (i.e.
    Read more . . .


Monday, December 24, 2018

Understanding Medicare's Hospice Benefit


Medicare's hospice benefit covers any care that is reasonable and necessary for easing the course of a terminal illness. It is one of Medicare's most comprehensive benefits and can be extremely helpful to both the terminally ill individual and his or her family, but it is little understood and underutilized. Understanding what is offered ahead of time may help Medicare beneficiaries and their families make the difficult decision to choose hospice if the time comes.

The focus of hospice is palliative care, which means helping people who are terminally ill and their families maintain their quality of life. Palliative care addresses physical, intellectual, emotional, social, and spiritual needs while also supporting the terminally ill individual's independence, access to information, and ability to make choices about health care.
Read more . . .


Friday, December 14, 2018

Winter Activities for Seniors that Warm the Heart


Are you on the lookout for ideas to keep your loved one active during these cold, wintry months? Depending on their mobility and health condition, the idea of staying active during months of snow, ice and cold weather can seem daunting. Listed are some ideas that can not only help seniors but just about anyone get through hard winter months.

1. Cook together                                

Making a delicious, hot meal with your parent or spouse has surprising, heartwarming benefits. Not only can you spend time together actively doing something, but the act of reading recipes, measuring, setting timers and cooking is great stimulation for the brain and helps fight cognitive decline and memory loss.
Read more . . .


Friday, November 30, 2018

How to determine if a Care Manager is right for you and your loved one


As our loved ones age we are often faced with the unknown of the next steps and how to give them the best care possible.  Many are faced with navigating the when and how while trying to still maintain their own responsibilities.  There are several resources to assist you in navigating these difficult decisions and finding the balance between taking care of your loved one and your personal affairs.  Severns & Howard can assist with the legal aspects in establishing an estate plan that provides your loved ones with the tools needed to forge through the issues that most likely will arise as you age.  However, we can also assist you with finding other resources such as an in-home caregivers, facilities, financial advisors, realtors, someone to help clean out properties, and care managers.
Read more . . .


Friday, November 16, 2018

Thanksgiving Activities for Loved Ones in Assisted Living


The holiday season is upon us and brings with it numerous opportunities for turning typical days at your community into seasonal experiences. While some may go to the homes of their family, many seniors will stay in the nursing homes missing traditions they used to share with their loved ones.

Preparing for this day is important so as to ensure that seniors enjoy their stay and give them an opportunity to give thanks for the great things that have happened in their lives.

1. Set up a gratitude tree.
Read more . . .


Friday, November 2, 2018

How to Choose the Right Medicare Plans During Open Enrollment


Most people fill Medicare’s coverage gaps by buying a Medicare supplement (medigap) plan and a Part D prescription-drug plan, or they get both medical and drug coverage from a private insurer with a Medicare Advantage plan. You have from October 15 to December 7 each year to pick a Medicare Part D prescription-drug plan or a Medicare Advantage plan for the year ahead. You can switch from one Part D plan to another, or from one Medicare Advantage plan to another. You can also switch into a Medicare Advantage plan. However, if you have Medicare Advantage and want to switch to a medigap plan plus a Part D plan, you may have Read more . . .


Friday, October 26, 2018

Improve Your Health in Your Golden Years: Fall Foods and Activities


The number of neurons in the brain decreases as we age, which can result in memory loss, mild brain fog, and other conditions later in life.
Read more . . .


Friday, October 12, 2018

Long Term Care Insurance - Is it for me?


Planning for long-term-care costs becomes more pressing every day, but the insurance that helps cover those costs is surging in price, while the benefits are becoming skimpier.

As costs rise, health care experts are engaging in a fierce debate about whether the coverage is worth the years of premiums. Even when people do go into a nursing home, those bills may not be as enormous as many people believe.  The overall cost of new long-term-care coverage has jumped roughly 9% over the past year, according to the Read more . . .


Tuesday, October 9, 2018

It's Important to Shop Around for Your Medigap Policy


Medigap premiums can vary widely depending on the insurance company, according to a new study, so be sure to shop around before choosing a policy.

When you first become eligible for Medicare, you may purchase a Medigap policy from a private insurer to supplement Medicare's coverage and plug some or virtually all of Medicare’s coverage gaps. You can currently choose one of 10 Medigap plans that are identified by letters A, B, C, D, F, G, K, L, M, and N. Each plan package offers a different combination of benefits, allowing purchasers to choose the combination that is right for them. Federal law requires that insurers must offer the same benefits for each lettered plan, so each plan C offered by one insurer must cover the same benefits as plan C offered by another insurer.
Read more . . .


Friday, September 28, 2018

Scientific Proof Behind the Benefits of Dancing as We Age


Scientific Proof Behind the Benefits of Boogieing 

A lot of people love to dance. Even those who don’t consider themselves “good” dancers or don’t really enjoy doing it, still can be found tapping a foot or moving their head to a song they enjoy, even if it’s just in the privacy of their own home or car. Well dancing isn’t just for young people at a night club. You can do it alone, have a dance partner, with a group of people, or go big and do it with a dance mob. And you don’t have to do it one specific way either.
Read more . . .


Friday, September 7, 2018

Plan Your Legacy Now and Ensure Peace of Mind for Your Heirs Later


While nobody wants to think about death or disability, establishing an estate plan is one of the most important steps you can take to protect yourself and your loved ones. Proper estate planning not only puts you in charge of your finances, it can also spare your loved ones of the expense, delay and frustration associated with managing your affairs when you pass away or become disabled.

The recent passing of Aretha Franklin brings to light the importance of estate planning and leaving a Last Will and Testament or Trust to provide direction for distribution of your assets upon your passing.  According to court documents, legendary singer Aretha Franklin did not have a will when she died, opening up her estate to public scrutiny and potential problems. Failing to create an estate plan can cause lots of headaches for heirs, in addition to unnecessary costs.
Read more . . .


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